FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.
We are recruiting to fill the position below:
Job Title: Software Engineer (Identity)
Location: Lagos (Hybrid)
Description
As a Software Engineer (Identity) at FairMoney, you will work as part of our Identity engineering squad, building reliable and scalable systems that support identity verification, KYC, authentication, and other critical customer onboarding processes.
You will contribute to backend projects, collaborate with other engineers and cross-functional teams, and help deliver secure, high-quality solutions. You will also have the opportunity to use AI-assisted development tools and modern engineering practices to improve productivity and software delivery.
If you are a backend engineer who enjoys solving technical problems, building reliable systems, and working on products that have a direct impact on financial services, we want you to join our team!
ResponsibilitiesWe are looking forward to having you work on:Designing, developing, testing, and maintaining backend systems for Identity, KYC, authentication, and related services;
Contributing to technical projects from development through deployment and maintenance;
Building and supporting reliable distributed systems and backend services;
Working closely with Product, Risk, Compliance, and other engineering teams to deliver effective identity and KYC solutions;
Participating in code reviews and contributing to engineering standards and best practices;
Identifying and resolving performance, scalability, reliability, and security issues;
Using AI-assisted development tools and modern engineering practices to improve productivity and delivery.
Our Technical Stack:Our customer-facing product is an Android application;
It communicates with Ruby on Rails or Go-lang backends (Sidekiq, RSpec);
Our ML pipeline is API-Flask (Python);
We are hosted on AWS: Kubernetes, SNS, SQS, Lambdas, RDS Aurora MySQL and PostgreSQL, DynamoDB, S3, and Kinesis;
Prototype of a data warehouse on GCP (GCS, BigQuery, Cloud Composer);
We run our CI/CD pipeline with GitHub Actions.
Requirements4+ years of professional experience in backend software development;
Experience building backend services and working with distributed systems;
Experience working with Go, or strong experience in another backend language with a willingness to transition to Go;
Good understanding of software engineering principles, system design, testing, CI/CD, and production operations;
Strong problem-solving skills and attention to detail;
Good verbal and written communication skills;
Experience working effectively within cross-functional engineering teams.
Preferred Qualifications:Experience working in Identity, KYC, authentication, fraud prevention, onboarding, or related domains;
Experience in fintech, banking, payments, or other financial services environments;
Experience with Go and Go-based backend systems;
Familiarity with microservices, event-driven architectures, and distributed systems;
Experience working with AWS or other major cloud platforms;
Experience using AI coding assistants, LLM-based developer tools, or AI-assisted development workflows.
BenefitsPrivate Health Insurance
Pension Plan
Paid Time Off
Training & Development.
Application Closing DateNot Specified.
How to Apply
Interested and qualified candidates should:Click Apply Now button to apply
Recruitment Process
Screening call with a member of the recruitment team for 30 minutes.
Technical interviews with members of the Engineering team for 45-60 minutes.
How To Apply
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Make sure you are logged in and your email is verified (Register if you dont have an account).
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Click the Apply Now button above.
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Your default email application or the application link will open.
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Attach your Application letter, updated Curriculum Vitae (CV) and any supporting documents required.
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Use a professional subject line such as Application for "Indicate Position"
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Make sure to send your application before the closing date.
Note: Only shortlisted candidates are contacted.
