Polaris Bank was established by the Central Bank of Nigeria (CBN) on September 21, 2018 to offer commercial banking services to the Nigerian public. The bank commenced services on the same day, having purchased the assets and assumed certain liabilities of the defunct Skye Bank.With a footprint of over 350 branches across the country, Polaris Bank prides itself in delivering exceptional customer experience, leveraging best in class/state of the art Information Communication Technology (ICT). By focusing on ICT solutions across multiple service delivery channels (mobile banking, ATMs, POS and online platforms) Polaris Bank maintains a pivotal role in the Nigerian banking industry, providing customers with simple, convenient and secured banking services.
We are recruiting to fill the position below:
Job Title: SME Banking Officer
Location: Lagos
Job Type: Full time
Job Purpose
Drive business growth within the SME segment through customer acquisition,
relationship management, credit origination, portfolio management, and the delivery of tailored banking solutions, while ensuring compliance with regulatory and risk standards.
Key ResponsibilitiesAcquire and onboard SME customers to grow the business portfolio.
Develop and maintain strong relationships with SME clients, identifyingopportunities for cross-selling and enhanced customer value. erformance.
Drive growth in loans, deposits, and non-interest revenue in line with assigned targets.
Ensure compliance with credit, operational, KYC/AML, and regulatoryrequirements.
Monitor market trends, competitor activities, and emerging business opportunities within the SME sector.
Collaborate with internal stakeholders to deliver efficient customer service and operational excellence.
Key Performance Indicators (KPIs)
SME customer acquisition and retention
Loan and deposit portfolio growth
Revenue and profitability performance
Cross-sell and product penetration rates
Portfolio quality (PAR/NPL management)
Credit processing turnaround time
Compliance and audit ratings
Qualifications & Experience
Bachelor’s degree in finance, Economics, Business Administration, Accounting, or a related field.
2-5 years' experience in SME, Commercial, or Business Banking, Sales, or Relationship Management.
Experience in customer acquisition, credit analysis, and portfolio management.
Application Closing DateNot Specified.
How to Apply
Interested and qualified candidates should:Click Apply Now button to apply
