PalmPay is a financial service provided by PalmPay Limited, licensed and regulated by the Central Bank of Nigeria (CBN). Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC). We empower individuals and businesses with payments solutions, high-yield investment opportunities, and easy-to-use tools for financial management. We are a global company with a presence in Nigeria, Ghana, Tanzania, and the United Kingdom.
We are recruiting to fill the position below:
Job Title: Credit Risk Analyst
Location: Ikeja, Lagos
Employment Type: Full-time
Summary
The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards
The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.
Key ResponsibilitiesReview and analyze loan applications and supporting documents
Assess borrowers’ creditworthiness and repayment capacity
Make recommendations in line with credit policy and underwriting standards
Liaise with Field Verification Officers and Risk Team on loan-related issues
Ensure accuracy and completeness of loan documentation
Maintain proper records and support process improvement initiatives.
RequirementsMinimum of 2 years experience in loan underwriting, credit analysis, or related roles
Prior experience performing similar functions is required
Experience in the banking or financial services industry is much preferred
Excellent communication, documentation and reporting skills
Great knowledge of risk control and a good sense of industry research.
Application Closing Date22nd August, 2026.
How to Apply
Interested and qualified candidates should send their CV to: [Email hidden - Login to reveal] using “Credit Risk Analyst” as the subject of the email.
