Credit Risk Management Specialist

at PalmPay

Full Time

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Key Responsibilities:

Build and optimize the company’s overall risk management framework, covering pre-loan, in-loan, and post-loan stages;
Identify, assess, monitor, and control business risks, and prepare risk analysis reports regularly;
Monitor key risk indicators such as delinquency rates and fraud rates, identify anomalies, and issue early warnings;
Develop and maintain risk control tools including fraud detection systems, blacklist mechanisms, and alert models;
Work closely with product, data, and compliance teams to design and implement effective risk strategies;
Participate in credit policy formulation and risk model optimization to improve lending quality and operational efficiency;
Support internal audit, regulatory compliance, and internal control tasks to ensure lawful and compliant operations.

Requirements:

Bachelor's degree or above in Finance, Economics, Mathematics, Statistics, Risk Management, or related fields;
Minimum 2 years of experience in risk control, credit risk, or fraud prevention roles;
Strong logical thinking, risk awareness, and problem-solving skills;
Effective communication and cross-functional collaboration abilities;
Prior experience in Nigeria or African markets is an advantage;

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Salary

0 - 0 NGN

Monthly based

Location

Lagos

Job Overview

Job Posted:

1 year ago

Job Type

Full Time

Job Role

Mid-level role

Education

BA/BSc/HND

Total Vacancies

1 Person

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Credit Risk Management Specialist

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Job Details

Credit Risk Management Specialist

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