Risk Manager  Ikeja

At Strivo Labs, we are passionate about helping businesses scale with speed and precision. We specialise in providing end-to-end digital solutions, from custom design and MVP development to automation and content creation. We are recruiting to fill the position below:

Job Title: Risk Manager

Location: Ikeja, Lagos About the Role

We are seeking an experienced and highly analytical Risk Manager to lead the identification, assessment, monitoring, and mitigation of risks across our fintech operations.  The ideal candidate will play a critical role in safeguarding the company’s financial health, regulatory compliance, operational resilience, and reputation while supporting sustainable business growth. The Risk Manager will collaborate closely with Product, Credit, Compliance, Operations, Technology, Finance, and Executive Leadership teams to develop and implement a robust enterprise risk management framework aligned with industry best practices and regulatory requirements.

Develop, implement, and continuously improve the company’s risk management framework, policies, and procedures. Identify, assess, monitor, and mitigate key business risks across operational, financial, strategic, technological, cyber, compliance, and reputational areas. Maintain and update the enterprise risk register and risk appetite framework. Conduct periodic risk assessments and present findings to senior management.

Evaluate and monitor credit risk exposures across lending and BNPL portfolios. Analyze portfolio performance, default trends, delinquency rates, and loss metrics. Recommend risk-based strategies to improve portfolio quality and reduce losses. Work with Credit, Collections, and Data teams to strengthen underwriting and risk scoring methodologies.

Establish controls to minimize operational losses and process failures. Investigate operational incidents and recommend corrective actions. Monitor key risk indicators (KRIs) and ensure timely reporting.

Develop and implement fraud prevention and detection strategies. Monitor transaction patterns and emerging fraud trends. Collaborate with Technology and Security teams to strengthen fraud monitoring systems. Lead investigations into suspected fraud cases and coordinate resolution efforts.

Ensure adherence to applicable regulatory requirements and industry standards. Work closely with Compliance teams on regulatory audits and examinations. Monitor regulatory developments and assess potential impacts on business operations. Support policy reviews and governance initiatives.

Prepare risk reports, dashboards, and presentations for Executive Management and Board Committees. Provide insights and recommendations on risk exposure and mitigation strategies. Support strategic decision-making through risk analysis and scenario planning.

Support the development and testing of Business Continuity Plans (BCP) and Disaster Recovery Plans (DRP). Ensure operational resilience frameworks are maintained and regularly reviewed.

Key Performance Indicators (KPIs)

Portfolio Loss Rate Fraud Loss Reduction Risk Incident Resolution Time Regulatory Compliance Score Operational Risk Event Frequency Audit Findings Closure Rate Risk Assessment Completion Rate Business Continuity Readiness Score.

Requirements|

Bachelor’s Degree in Finance, Economics, Accounting, Business Administration, Risk Management, Mathematics, Statistics, or a related field. Master’s degree is an added advantage.

Minimum of 5–8 years of progressive experience in Risk Management, Credit Risk, Enterprise Risk, Audit, or Compliance within a Fintech, Digital Lending, Banking, Financial Services, or Payment Services environment. Demonstrated experience managing lending, BNPL, payment, or digital financial products. Strong understanding of fintech regulatory requirements and risk governance practices.

Strong knowledge of Enterprise Risk Management (ERM) frameworks. Experience with credit risk assessment and portfolio analytics. Understanding of fraud risk management and transaction monitoring. Strong analytical and data interpretation skills. Advanced proficiency in Microsoft Excel, Power BI, SQL, or similar analytical tools. Familiarity with regulatory standards, AML/CFT controls, and data protection requirements.

Professional Certifications (Preferred):

Certified Risk Management Professional (CRMP) Financial Risk Manager (FRM) Professional Risk Manager (PRM) Certified Internal Auditor (CIA) Chartered Financial Analyst (CFA) Relevant compliance or governance certifications

Strategic Thinking Risk Assessment & Mitigation Analytical Problem Solving Attention to Detail Stakeholder Management Leadership & Team Collaboration Decision Making Regulatory Awareness Communication & Presentation Skills Integrity & Professional Judgment.

Not Specified. How to Apply

Interested and qualified candidates should send a short note on why you are a good fit and your salary expectations to: [Email hidden - Login to reveal], using the job title as the subject of the email.