Trainee Loan Officer (Multiple Locations)

LOCATION:  LAGOS (TRADEFAIR, VOLKS, KETU, IDUMAGBO & APAPA)

REF CODE: TLO/CREDIT/JUL/2025           

Main tasks and responsibilities:


Creating and Managing owned Loan portfolio
Conducting direct promotion and/or other marketing activities on regular basis
Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
Arranging the disbursement in collaboration with Back Office and client
Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs 
Ensuring high quality standards of the bank’s credit portfolio
Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.


Profile:


Minimum educational qualification of B.Sc./HND
At least one year post NYSC experience in a related field
Basic knowledge of financial mathematics & Accounting
Basic computer skills and mobile Application
Detailed and target oriented.
Good team spirit 
Self-motivated and industrious individuals who like to work outdoor.
Ability to disburse small and medium sized loans to MICRO BUSINESSES.