Neptune is on a mission to empower people through financial intermediation in Nigeria and Africa. We are poised to meet your business and personal financial needs.
We are recruiting to fill the position below:
Job Title: Head, Risk Management
Location: Lagos
Position Type: Full-Time
Job Summary
We're looking for an experienced professional to lead our Risk Management function in a microfinance institution.
The ideal candidate will be responsible for identifying, assessing, monitoring, and mitigating credit, operational, financial, and compliance risks across the Bank.
The role involves reviewing loan portfolios, evaluating credit risk, ensuring regulatory compliance, developing risk mitigation strategies, and promoting a strong risk management culture to safeguard the Bank's assets and support sustainable business growth.
Key ResponsibilitiesTo constantly review and implement the Bank's risk management framework to identify, assess, monitor, and mitigate operational, credit, financial, and compliance risks.
Prepare and present risk reports to Management and the Board, highlighting key risks and recommending appropriate mitigation strategies.
Verify KYC documentation completed by Loan Officers for all loan applications.
Review all loan applications and supporting documentation for accuracy, completeness, and compliance before recommending them for approval.
Ensure the adequacy, authenticity, and enforceability of collateral submitted by customers.
Arrange and serve as Secretary to the Management Credit Committee, ensuring proper documentation of meetings and resolutions.
Arrange and serve as Secretary to the Portfolio Review Committee.
Conduct credit bureau searches on all loan applicants.
Monitor the Bank's loan portfolio and recommend appropriate risk mitigation measures for delinquent or high-risk accounts.
RequirementsBachelor's Degree or HND in Finance, Accounting, Economics, Banking, Business Administration, or a related discipline.
Professional certification such as ICAN, ACCA, CIBN, CRM, or other relevant qualifications will be an added advantage.
Minimum of 5 years' experience in Risk Management, Credit Administration, Internal Control, or a similar role, preferably within a Microfinance Bank.
Strong analytical and problem-solving skills with excellent attention to detail.
Sound knowledge of risk management principles, credit analysis, and regulatory compliance.
Good understanding of microfinance banking operations and lending practices.
Excellent communication, report writing, and presentation skills.
High level of integrity, professionalism, and confidentiality.
Salary Range
N500,000 - N750,000/month.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should send their CV to: [Email hidden - Login to reveal] using the position as the subject of the email.
